Housing Counseling Program
Lake County Housing Authority's Office of Housing Counseling is a HUD-certified comprehensive counseling program provided at no charge to all residents of Lake County, IL.
Certified Housing Counselors are trained and approved by HUD. Clients are provided the tools, education and empowerment to make responsible choices in addressing financial and circumstantial barriers to stable, safe and affordable housing.
The Office of Housing Counseling proudly upholds the tenets of all fair housing laws and strives to accommodate all current or prospective clients regardless of ability, race, color, gender, orientation, religion, national origin, sex, disability, and familial status.
Comprehensive Housing Counseling Services:
All counseling services are offered free-of-charge to all Lake County residents. All services are provided through public workshops and one-on-one counseling.
- Fair Housing Rights
- Rental
- Pre-Purchase / First Time Home Buyer
- Budgeting / Banking
- Credit, Debt & Default
- Mortgage Default
- Foreclosure Advocacy / Intervention
- Predatory Lending
- Homelessness Intervention / Referrals
- Referrals to Partnership Agencies
1st Time Home Buyer Education:
The Office of Housing Counseling provides FREE Pre-Purchase and First Time Home Buyer Education for all residents of Lake County. Qualified participants can qualify for nearly all Federal, State and Private down payment assistance through this HUD-approved counseling.
Participants will be provided information on the process of purchasing a home, down payment qualifications, types of mortgage programs available, the impact of credit, affordability, escrow, taxes, interest rates, budgeting for purchase, time frame, professionals needed, closing documents and much more.
Workshops are hosted by the Lake County Housing Authority and frequently co-hosted by industry professionals. LCHA partners with local lenders, banks, real estate agents, inspectors and other experts in order to provide buyers the broadest range of expertise.
Consult our online calendar for upcoming Housing Counseling workshops. To register for workshops, schedule one-on-one First Time Home Buyer education or for any other Housing Counseling need, please contact:
Office of Housing Counseling
Lake County Housing Authority
33928 North US Highway 45
Grayslake, IL 60030
847-223-1170 ext. 2060
housingcounselor@lakecountyha.org
Home Equity Conversion Mortgages (aka Reverse Mortgages)
LCHA does NOT currently provide counseling for HECM/Reverse Mortgages. It is critical that those who are interested in these and other atypical loans seek professional guidance from organizations that gain no financial benefit from your application.
Please visit the following sites for information on HECM loans or contact a housing counselor at 847-223-1170 ext 2060 for referrals to certified agencies.
Counseling Agencies List for Illinois
Origination and Default Counseling
03/01/19:
LCHA IS NOW ACCEPTING APPLICATIONS FOR OUR HOME REPAIR GRANT.
MAXIMUM GRANT AMOUNT IS $2500 AND WILL BE DISTRIBUTED TO QUALIFYING APPLICANTS ON A FIRST-COME, FIRST SERVE BASIS.
For questions, error messages, or to send the completed application, please email:
housingcounselor@lakecountyha.org
You will be asked to provide the required documentation at the first in-person appointment. All recipients will be required to attend LCHA's FREE Homeowner's Workshop.